If I'm Already On Social Security Retirement Benefits, Will They Give Me More Money If I Also Become Disabled?

Aug 19, 2011 Comments Off on If I'm Already On Social Security Retirement Benefits, Will They Give Me More Money If I Also Become Disabled? by

Question: If I’m already on Social Security retirement benefits, will they give me more money if I become disabled?

Answer: Not unless you’re under full retirement age, currently 66.

If you’re asking this question and you’re already 66 or older, forget about it. Once you reach full retirement age, there is no disability. You’re already getting the full amount that you could possibly get anyway.

If you’re asking this question and you haven’t reached full retirement age, currently 66, you can file a claim for Social Security disability benefits. If the claim is approved, you will probably be able to get more per month. This is because Social Security retirement benefits are reduced if you retire before full retirement age, currently 66. However, disability benefits are not reduced for retiring early. If you convert early retirement benefits to disability benefits, they pay you more per month in the future and pay you the difference for earlier months. You don’t have to withdraw your retirement claim or go off retirement benefits to file a Social Security disability claim. They just keep paying you the early retirement benefits unless and until your disability claim is approved.

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About the author

Charles Hall is the lead attorney for the Charles Hall Law Firm in Raleigh, NC. He has been practicing in the Social Security Disability law field since 1979, is published, and is ready to help new clients win their benefits in North Carolina.